Pricing
The newsroom is free. The diligence workbench is Pro.
fin360ai is a free research stack for the whole depository sector — credit unions, neobanks, regional banks, and the payments industry. Upgrade to Pro to run analyses against your own institution.
Free
Research, read, stay current.
- Depository Newsroom — 31+ sources, unlimited
- Regulatory Radar (NCUA / CFPB / OCC / FDIC)
- Peer Benchmark — 3 lookups per day
- AI Vendor Database — read-only (630 vendors scored)
- Weekly Depository Brief newsletter
- NCUA cohort data explorer
- —AI Fitment Analysis
- —M&A Workbench
- —CVC & Equity diagnostics
- —Board-ready exports
Pro
Your own institution, fully analyzed.
- Everything in Free
- Unlimited Peer Benchmark lookups
- AI Fitment Analysis — score any vendor against your profile
- CVC & Equity diagnostics — causal ROI modeling
- Side-by-side vendor compare (up to 4 names)
- Data Room — upload RFPs, contracts, term sheets (5 GB)
- Board-ready exports (DOCX / PDF)
- Priority email support
14-day trial, no card required. Cancel anytime.
Upgrade to ProTeam
Diligence for a deal desk.
- Everything in Pro × 5 seats
- M&A Workbench — full transaction intelligence
- Portfolio Analytics — causal optimization across vendor book
- Shared Data Rooms, 50 GB aggregate
- Cohort comparison dashboards
- Per-institution briefing notes (AI-generated)
- Slack / Teams integration
- Priority support with Slack Connect
Additional seats at $79/seat/month.
Start team trialEnterprise
Custom coverage for buyside, regulators, and research desks.
- Unlimited seats (fair-use)
- Full Team suite + bespoke modules
- SSO (SAML / OIDC)
- SOC 2 Type II report on request
- Audit trail & data residency options
- Programmatic API access (vendor DB, peer benchmark, NCUA normalized)
- Dedicated Slack channel + quarterly strategic review
- Whitelabel & data-room cobranding
Free — no card, no trial, no paywall
The newsroom stays free forever
Four research surfaces that every depository leader can use without paying a dollar. Paywalls break discovery — our job is to be the independent desk of record.
Depository Newsroom
Live feed across credit unions, neobanks, regional banks, payments.
Regulatory Radar
NCUA, CFPB, OCC, FDIC rulemakings from the Federal Register.
Peer Benchmark
On-demand cohort scorecard — 3/day on Free, unlimited on Pro.
NCUA Cohort Data
Quarterly call-report benchmarks for every US credit union.
Pro & Team — institution-specific diligence
Six modules that require your institution profile
These aren’t generic reports. Every output is computed against your institution’s fundamentals — asset tier, core banking stack, AI maturity, regulatory posture, strategic priorities.
AI Fitment Analysis
Score any vendor against your institution's profile, stack, and risk posture.
M&A Workbench
Full-stack transaction intelligence for acquisitions, CUSO deals, and partnerships.
CVC & Equity
Causal ROI modeling for investments and strategic partnerships.
Portfolio Analytics
Causal optimization across your vendor and investment book.
Data Room
Upload contracts, RFPs, term sheets for AI-assisted review.
Regulatory deep-dive
Per-rule impact analysis on your institution's exposure.
Frequently asked
Why is the newsroom free?
Paywalls break discovery. The newsroom is how depository leaders find fin360ai in the first place — and the regulatory radar is too important to gate. We make money on the diligence workbench (Pro), not on news access.
What counts as an “institution profile”?
A populated profile with name + asset tier + institution type + core banking stack + AI maturity. Our profile auto-fill reads NCUA / FDIC / SEC filings via Perplexity, so setup takes ~30 seconds for any depository.
Does Pro work for neobanks and fintechs?
Yes. The profile form and all six Pro modules support credit unions, neobanks, regional banks, community banks, national banks, and fintech / payments companies. FOM fields are hidden for non-CUs.
How is the M&A workbench different from Zephyr / S&P Global?
Narrower (community-FI M&A specifically) and causal. We model synergy, deal ROI, and regulatory exposure with explicit DAGs — not black-box scores. Every output cites the NCUA / FDIC filing it was grounded in.
Do you share user data with vendors?
No. We don’t sell user lists, we don’t share profile data, and sponsors never get editorial influence over the newsroom. Sponsorship is labeled, separate, and entirely opt-in.
Can I cancel Pro anytime?
Yes. Self-serve cancel in Profile settings. No retention calls, no discounting pressure.
Start with the free newsroom. Upgrade when it pays for itself.
No billing until you choose to. No credit card for Free. A 14-day Pro trial with no card required if you want to try the diligence workbench risk-free.